Finding the right vehicle finance deal can feel overwhelming, especially when a dealer is keen to push their own in-house finance product. At Sorbus Finance, we do things differently. As an independent vehicle finance broker, we search across a panel of more than 100 lenders to find the most competitive rates for your next vehicle purchase, whether that is a family car, a classic car, a supercar, or a fleet of commercial vehicles. Our team of dedicated finance specialists works in your interest, not the lender's. We handle the paperwork, negotiate the terms, and guide you through the process from first enquiry to driving away, leaving you to focus on finding the vehicle you actually want. Whether you are a sole trader, a limited company, or an established SME, we can structure a vehicle finance solution that fits your cashflow and your circumstances. There is no one-size-fits-all product here, just expert, whole-of-market advice backed by FCA regulation and a genuine commitment to getting you the best possible deal.
Business vehicle finance is a funding arrangement that allows individuals and companies to purchase a car, van, or specialist vehicle without paying the full purchase price upfront. Instead of tying up working capital in a depreciating asset, you spread the cost over an agreed term, typically 12 to 60 months, paying a fixed monthly amount that works within your budget. There are several types of vehicle finance available in the UK, each suited to different circumstances. The two most popular options for private and business buyers are hire purchase (HP) and lease purchase (LP). Understanding the difference between them is the key to choosing the right product for your situation.
Financing a classic car presents unique challenges. Many mainstream lenders struggle with vehicles that appreciate rather than depreciate, or with cars that are over a certain age. Our specialist lender panel includes funders who understand the classic car market, meaning we can often secure finance on vehicles that would be declined elsewhere.
Whether you are looking at a new Ferrari, a pre-owned Lamborghini, or a limited-production supercar, our team has experience navigating the specialist lending requirements that come with high-value vehicles. We have helped clients across the UK secure supercar finance with terms tailored to their specific financial circumstances.
Sports car finance From hot hatches to grand tourers, sports cars often carry price tags that benefit from being spread over time. We can arrange competitive hire purchase or lease purchase agreements on a wide range of sports vehicles, with access to lenders who understand performance cars and do not penalise buyers for choosing something exciting. View our case studies on Ferrari finance and Porsche finance to see how we have helped other buyers drive their dream car.
We will always be transparent about your options and will not recommend a product that does not suit your circumstances. If we cannot find you a suitable deal, we will tell you — and explain why.
Not usually. Dealers earn commission on the finance they sell, which is often factored into the rate. As a whole-of-market broker, we compare 100+ lenders to find the most competitive rate available for your specific circumstances. In many cases, our clients save money compared to the dealer’s initial finance offer.
Not usually. Dealers earn commission on the finance they sell, which is often factored into the rate. As a whole-of-market broker, we compare 100+ lenders to find the most competitive rate available for your specific circumstances. In many cases, our clients save money compared to the dealer’s initial finance offer.
Yes, in most cases you can settle a hire purchase or lease purchase agreement early. You will typically receive a rebate of some of the future interest. The exact terms will be set out in your finance agreement, and your account manager can explain your early settlement rights before you sign.
Yes, in most cases you can settle a hire purchase or lease purchase agreement early. You will typically receive a rebate of some of the future interest. The exact terms will be set out in your finance agreement, and your account manager can explain your early settlement rights before you sign.
Balloon payments are popular choices on Hire Purchase and Lease Purchase agreements to reduce the monthly rentals. At Sorbus Finance we work with specialist lenders who have experts in providing valuations for classic, sports and super cars to provide our customers with attractive but fair balloon payments.
