Introduction
For many businesses, investing in leisure assets such as motor homes is about more than just transport or holidays—it’s about flexibility, freedom, and making the most of business capital. The challenge, however, is finding affordable funding that doesn’t overstretch resources. That’s where motor home finance plays a crucial role.
This case study explores how one of our existing customers successfully purchased a motor home through their business, thanks to low-rate funding from a tier 1 lender willing to support leisure assets. By structuring the finance carefully and working directly with the dealer, we delivered an affordable and seamless solution. Along the way, this case reveals four key benefits of smart motor home finance that every business owner should know.
The Customer’s Challenge
Our customer had a clear objective: to purchase a high-quality motor home while keeping monthly costs manageable and protecting their company’s cash flow. They wanted:
- Affordable repayments that wouldn’t burden working capital.
- The flexibility of Hire Purchase (HP) finance, offering both structure and security.
- Confidence in a lender who would fund leisure assets like motor homes.
- A simple, stress-free buying process.
Many businesses considering motor home finance face these same challenges, which is why the right funding structure is essential.
The Funding Solution
We proposed a funding arrangement of £50,000 with a VAT + £24,000 deposit, spread over four years on low-rate HP finance. This gave the customer:
- Predictable, affordable monthly repayments.
- The reassurance of a fixed-rate loan, even if market rates shifted.
- Ownership of the motor home at the end of the agreement.
Because we worked with a tier 1 lender open to financing leisure vehicles, we secured a highly competitive rate—something that isn’t always possible with mainstream lenders.
Seamless Dealer Collaboration
The customer had already chosen their preferred motor home from a trusted dealer. To simplify the purchase, we liaised directly with the dealer on all aspects of the transaction, including:
- Collecting invoices.
- Managing documentation.
- Coordinating payout.
This removed unnecessary delays and made the purchase as smooth as possible. For the customer, it meant a stress-free experience and quicker access to their new motor home.
4 Key Benefits of Smart Motor Home Finance
From this case study, four benefits of tailored motor home finance stand out for businesses:
1. Affordable Monthly Repayments
By combining a structured deposit with a low-rate HP plan, the customer secured repayments that fit comfortably within their business budget, protecting day-to-day cash flow.
2. Access to Tier 1 Lenders
Not every lender is willing to finance leisure assets. Working with a finance provider that can connect businesses to tier 1 lenders ensures competitive rates and reliable funding.
3. A Simple, Stress-Free Process
Direct collaboration with the dealer removed complications. The customer didn’t need to chase paperwork or coordinate payments—we handled it all.
4. Ownership with Flexibility
HP finance provided the dual benefits of clear ownership at the end of the term and the ability to settle early if the business chose. This gave the customer both structure and flexibility.
Conclusion
This case study shows how the right motor home finance solution can make a major purchase affordable, efficient, and stress-free. By structuring £50,000 of funding with a VAT + £24,000 deposit and spreading repayments over four years, we helped an existing customer achieve their goal without straining cash flow.
The four benefits—affordable repayments, access to tier 1 lenders, a seamless process, and flexible ownership—highlight how powerful tailored motor home finance can be for businesses in 2025. For companies considering similar purchases, the key is to work with a provider who understands both leisure assets and the importance of protecting your bottom line.
If you are, interested in what model was used, or would like to take a look at the configurator, visit here.
Ready to apply for motor home finance, reach out to the Sorbus team, contact us.