Upgrade or fit out a commercial kitchen without committing all your cash to ovens, refrigeration, extraction, and prep equipment. Sorbus Finance compares finance structures for restaurants, cafés, pubs, caterers, and food producers. We can review a complete supplier schedule or the replacement of one essential appliance.
* Subject to credit.
Finance can be considered for ovens, combi ovens, fryers, refrigeration, extraction, dishwashers, preparation equipment, counters, and other tangible kitchen assets.
Spread equipment costs so more of your budget can go towards premises, staff, stock, and launch or refurbishment costs.
We can discuss a supplier quote or equipment schedule rather than looking at one appliance in isolation.
Lease structures can suit businesses that expect to replace high-use or fast-changing equipment regularly.
The right option depends on whether ownership, monthly cost, flexibility, or regular replacement matters most to your business. We will explain the trade-offs before you apply.
Ownership-focused finance
With hire purchase, the finance company buys the asset and you make fixed monthly payments over an agreed term. Once all payments are made, ownership passes to you, usually after a nominal option-to-purchase fee.
Use the asset without owning it
With a finance lease, the lender retains ownership while your business pays to use the asset over the agreed term. At the end, you can usually extend the lease or sell the asset on the lender’s behalf and retain a share of the proceeds.
Useful for regular upgrades
An operating lease is generally shorter than the asset’s useful life. You return or replace the asset at the end of the term, which can suit equipment that needs regular upgrades. Your accountant can advise on the accounting treatment for your business.
Share the supplier quote, asset details, price, deposit preference, and how the commercial kitchen equipment will support your business.
We use the information to approach lenders whose criteria and asset appetite fit the application, rather than sending it everywhere.
We explain the available structure, costs, and conditions so you can decide whether the finance works for your business.
Send us your details and one of our advisers will call you back, usually within one business day. No obligation, no credit check.
Speak directly to an adviser Monday–Friday, 9am–5:30pm.
01246 383500Free call. No obligation.
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hello@sorbusfinance.co.ukExplore wider finance options for customer-facing professional businesses, including fit-out, technology, and working capital.
Specialist Asset Finance Broker
Lewis helps businesses fund specialist equipment where the supplier schedule, useful life, and revenue plan need to be considered together.
Meet LewisSpeak to a Sorbus Finance adviser about your asset, budget, and the finance structures available.