Finance for hotels, B&Bs & boutique guesthouses
Whether you are buying a hotel, funding a major refurbishment, or upgrading your commercial kitchen, Sorbus Finance can consider options from its panel of 150+ UK lenders for hospitality businesses.
Hotel Finance
Specialist finance broker
Finance available
What we finance
150+
UK lenders
£0
Broker fees
1 day
Response aim
Talk it through with Arran or Graham
Managing Director
We aim to respond within one business day (Mon–Fri, 9am–5:30pm).
Talk it through with Arran or Graham
Managing Director
We aim to respond within one business day (Mon–Fri, 9am–5:30pm).
Hotel Finance
Specialist finance broker
Finance available
What we finance
150+
UK lenders
£0
Broker fees
1 day
Response aim
Talk it through with Arran or Graham
Managing Director
We aim to respond within one business day (Mon–Fri, 9am–5:30pm).
Hotel commercial mortgages, structured for hospitality
Purchasing a hotel or B&B requires specialist lending. Unlike standard commercial property, a hotel's value is deeply tied to its trading performance (EBITDA), seasonality, and the operator's experience. Sorbus Finance works with specialist hospitality lenders who understand fair maintainable trade and will value the business appropriately, rather than relying on brick-and-mortar valuations alone.
- Borrow up to 75% of the property/business value
- Interest-only periods available for initial refurbishments
- Support for both experienced operators and new entrants
- Refinance existing properties to release equity for expansion
- Terms up to 25 years to support long-term business planning
Hospitality businesses we finance
From a small coastal B&B to a large city-centre franchised hotel, we can find the right funding partners for your business model.
Boutique Hotels
Bespoke furniture finance, high-end refurbishment loans, property purchase
Bed & Breakfasts
Working capital, kitchen upgrades, seasonal cash flow support
Franchise Hotels
Brand standard upgrade funding, expansion capital, commercial mortgages
Resorts & Spas
Leisure equipment finance, pool installations, multi-site funding
Glamping & Lodges
Shepherd hut finance, eco-pod leasing, groundworks loans
Pubs with Rooms
Cellar equipment finance, EPOS systems, room fit-out capital
Finance options for hotels
We arrange commercial mortgages for purchase, asset finance for fit-outs, and flexible loans to manage seasonality.
Specialist hotel finance guides
Detailed guidance on funding specific hotel assets, upgrades, and property acquisitions.
Hotel assets we finance
Preserve your working capital by using asset finance for new or replacement hotel equipment and fit-outs.
Why hoteliers choose Sorbus Finance
Lenders who understand hospitality
We work with specialist commercial mortgage lenders who value hotels based on trading performance (EBITDA), rather than just bricks and mortar.
Seasonal cashflow solutions
We can arrange merchant cash advances and seasonal loans that drop their repayment requirements during your quiet winter months.
Total facility fit-outs
Instead of finding separate finance for the kitchen, the beds, and the HVAC, we can package complete hotel refurbishments into a single structured loan.
No upfront broker fees
We are paid by the lender on completion. You pay nothing upfront for our advice, our market search, or our end-to-end case management.
Who you could speak to
- STEP 1
A conversation with a broker
You talk to a real Sorbus broker about the business, the purpose and what is affordable. No application at this stage.
- STEP 2
Credit placement
If you choose to go further, we prepare the case and decide which lenders on our panel of 150+ are worth approaching.
- STEP 3
Lender assessment
The lender, not Sorbus, underwrites and makes the credit decision. Approval is never guaranteed.
- STEP 4
Documentation
If a lender offers terms and you accept, we help coordinate agreements and payout paperwork with you.
Every step after the first is optional. You can stop after the conversation. Sorbus is a broker, not a lender.
Client journey
Explore real client journeys
Read how real businesses approached a funding goal, what Sorbus arranged and what happened next.
Browse anonymised case studiesStart with a conversation
Tell us a little about what you need and who you would like to speak to. No obligation, no credit check at this stage. We aim to respond within one business day, Monday to Friday, 9am to 5:30pm.
Prefer to call?
Speak directly to an adviser Monday–Friday, 9am–5:30pm.
01246 383500Free call. No obligation.
Optional: Business Finance Health Check
Before applying, understand your lending readiness and cashflow resilience with our free Business Finance Health Check, tailored for UK hospitality businesses.
Take the short Health CheckFree · No credit check · Not required before you talk
Want the full picture? The full fact-find is longer and also optional.
Email us anytime
hello@sorbusfinance.co.ukUnique to Sorbus Finance
Know your lending position before you apply
The Business Finance Health Check scores your Readiness to Lend and business protection. Free, in under 5 minutes.
Hotel finance questions answered
Common questions from hotel owners, B&B operators, and hospitality investors.
Ready to fund your hotel project?
Speak to a Sorbus Finance specialist for a free, no-obligation quote, from equipment leasing to full commercial mortgages.