Sorbus Finance is a UK-wide commercial finance broker, based in Chesterfield, helping businesses across Birmingham and the West Midlands access asset finance, hire purchase, and business loans remotely. We have no Birmingham office — but we understand the region's automotive supply chain, its advanced manufacturing base, and the lenders who fund them.
As an independent broker, we can consider hire purchase, finance lease, and business loan options from our extensive panel of 150+ UK lenders, including specialist providers. No upfront fees.
We arrange the full range of commercial finance, matched to the cashflow, asset type, and tax position of your business.
Tax information: Sorbus Finance is not a tax adviser. Any references to tax treatment, capital allowances, or tax deductibility on this page are provided for general information only and do not constitute tax advice. Tax treatment depends on your individual circumstances and may be subject to change. Please seek advice from a qualified accountant or tax professional before making any financial or purchasing decisions.
From established manufacturers to growing SMEs, we understand the asset finance needs of Birmingham, West Midlands businesses. We have lenders who specialise in each sector.
The West Midlands is the UK's automotive heartland. Birmingham sits at the centre of a supply chain that feeds Jaguar Land Rover (Solihull and Castle Bromwich), BMW MINI (Oxford via West Midlands logistics), and numerous Tier 1 and Tier 2 component manufacturers across the region. Tooling, press equipment, CNC machining centres, specialist jigs and fixtures, and logistics vehicles are all assets we regularly finance through dedicated manufacturing and automotive lenders on our panel.
Beyond automotive, Birmingham's manufacturing base spans precision engineering, metal fabrication, plastics, and industrial equipment. The West Midlands hosts more manufacturing businesses per square mile than most UK regions. Hire purchase and finance lease are the standard structures for acquiring production-line equipment, enabling businesses to spread the cost while retaining working capital for materials and wages.
Birmingham's Curzon Street HS2 terminus — within the Birmingham Enterprise Zone — is catalysing significant construction and commercial development across the city centre and Digbeth. Contractors working on HS2 enabling works, surrounding regeneration, and Birmingham's wider housing pipeline use hire purchase and contract hire for excavators, telehandlers, scaffolding, HGVs, and specialist plant.
Birmingham is a major regional professional services hub — law firms, accountancy practices, financial advisory, and consulting businesses across the city centre and the Colmore Business District use asset finance for office fit-out, IT infrastructure, and specialist hardware. We have lenders who assess professional services businesses on turnover rather than physical asset collateral.
University Hospitals Birmingham NHS Trust, the Queen Elizabeth Hospital, and a growing private healthcare sector create a supply chain for medical equipment, diagnostics, and clinical fit-out. Life sciences businesses in the Digbeth and Aston area also use asset finance for laboratory and research equipment.
Birmingham's city centre — including the Bullring, Grand Central, and the growing Digbeth creative quarter — sustains a large hospitality and retail sector. Commercial kitchen equipment, refrigeration, audio-visual fit-out, and leasehold improvements are all within scope of asset finance.
New or used, single asset or a full fleet. If it has a useful business life, we can usually find a lender for it.
The West Midlands automotive supply chain demands lenders who understand specialist tooling, high-specification CNC equipment, and automotive-grade press machinery. We have lenders experienced in these asset types who price them more competitively than a generalist bank applying a standard commercial rate.
Businesses in Birmingham's Enterprise Zone — covering the Curzon Street corridor — may benefit from enhanced capital allowances on qualifying plant and machinery. Hire purchase is typically the most efficient structure for claiming these allowances, as the buyer is treated as the asset owner from day one. Sorbus Finance is not a tax adviser — please confirm your eligibility with your accountant.
We serve Birmingham businesses entirely remotely from our Chesterfield base. No office visit required — phone, video, digital documents. For most standard applications we return a credit decision within 24–48 hours.
In almost all circumstances we do not charge a broker fee. Should a broker fee be chargeable you will be made aware clearly in advance and it will be agreed in writing before you proceed. Read our Initial Disclosure.
Read relevant guides and examples from businesses in and around Birmingham.
Case study
Having successfully ran their premier centre over the summer months, the client now has additional centre across the UK in planning permission and under review. Stay tune…
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The client was able to proceed with the purchase of their new Frankia I 740 Plus 4.5T Motorhome with finance arranged at a significantly more competitive rate. Dealership…
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A conversation with a broker
You talk to a real Sorbus broker about the business, the purpose and what is affordable. No application at this stage.
Credit placement
If you choose to go further, we prepare the case and decide which lenders on our panel of 150+ are worth approaching.
Lender assessment
The lender, not Sorbus, underwrites and makes the credit decision. Approval is never guaranteed.
Documentation
If a lender offers terms and you accept, we help coordinate agreements and payout paperwork with you.
Every step after the first is optional. You can stop after the conversation. Sorbus is a broker, not a lender.
Client journey · Cleaning services · Asset Finance
Funding Secured for Renault Traffic Van for Cleaning Services Business
Finance was secured at 14.9% APR, and the vehicle was funded within three days. This enabled the customer to replace their existing van well within the two-week deadline and maintain continuity of their cleaning business operations.
Read the anonymised case studyTell us a little about what you need and who you would like to speak to. No obligation, no credit check at this stage. We aim to respond within one business day, Monday to Friday, 9am to 5:30pm.
Speak directly to an adviser Monday–Friday, 9am–5:30pm.
01246 383500Free call. No obligation.
Before applying for asset finance in Birmingham, understand your lending readiness with our free Business Finance Health Check, built for UK SME owners.
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Common questions we hear from business owners in Birmingham, West Midlands.
Independent broker. An extensive panel of 150+ lenders. No upfront fees. Speak to a specialist today.
