The credit team behind your application
Getting funded isn't just about finding the right lender. It's about presenting your business in the right way to the right credit team. Our dedicated credit placement specialists do exactly that, with the depth of knowledge that only comes from working inside lenders themselves.
What makes a great credit presentation?
Every business finance application tells a story. Lenders make credit decisions based on how that story is told, including the information included, the structure of the request, the way financials are presented, and how any adverse history is contextualised.
A poorly prepared application can result in a decline even where the underlying business is fundable. Our credit team helps present the case clearly; the lender makes its own assessment and approval is not guaranteed.
What our credit team brings
How we help you prepare a clear, well-supported application.
Former lender underwriters
Several members of our credit team have worked directly inside lender credit and underwriting departments. They know exactly what lenders look for, what flags a case, and how to present information in the way that leads to approval.
Professional credit placement
Credit placement is a skill in its own right. Our team understands which lenders appetite matches which deal type, credit profile, and sector, ensuring your application lands on the right desk, presented in the right way, from the start.
Direct lines to lender credit teams
Years of relationship-building mean our credit team holds direct contact with underwriting desks across our panel of 150+ lenders. When a case needs a conversation rather than a form, we can pick up the phone and have it.
Faster decisions for your business
A well-prepared, well-presented application moves faster through the credit process. Our team's experience reduces back-and-forth, minimises information requests, and helps get your finance approved and funded as quickly as possible.
What credit placement is, and what it is not
- Credit placement means preparing your case and choosing which lenders on our panel to approach, and how to explain the business to them.
- Sorbus is a broker. The lender carries out underwriting and makes the credit decision. We cannot guarantee approval or terms.
- Your broker stays your main contact throughout and relays lender questions to you.
We do not publish individual profiles for our behind-the-scenes support roles, so the people you meet on this site are the brokers you will speak to.
Your main contacts
Graham Nash
Commercial Finance Director
Business loans, cash flow and wider commercial funding
- STEP 1
A conversation with a broker
You talk to a real Sorbus broker about the business, the purpose and what is affordable. No application at this stage.
- STEP 2
Credit placement
If you choose to go further, we prepare the case and decide which lenders on our panel of 150+ are worth approaching.
- STEP 3
Lender assessment
The lender, not Sorbus, underwrites and makes the credit decision. Approval is never guaranteed.
- STEP 4
Documentation
If a lender offers terms and you accept, we help coordinate agreements and payout paperwork with you.
Every step after the first is optional. You can stop after the conversation. Sorbus is a broker, not a lender.
Start with a conversation
Talk to a broker about what you want to achieve. If you decide to explore funding, we can explain how the credit team helps prepare your case. The short Health Check and longer fact find are optional, not conditions of speaking with us.