Finance for distilleries, bottling & spirit maturation

Distilleries can access asset finance for copper stills and bottling lines; business loans for working capital and expansion; and commercial mortgages to purchase bonded warehouses, production sites, or visitor centres.

While funding maturing spirit inventory can be highly complex due to its illiquid nature, we can explore secured working capital loans or bespoke structured finance for established distilleries holding significant stock, though it is not a universally guaranteed product. We also finance the purchase of the physical wooden casks through asset finance.

Yes. High-value production equipment like copper pot stills and column stills are ideal for asset finance. You can preserve your working capital by spreading the significant upfront cost over a term of up to 5 years.

Yes. Funding a visitor centre often requires a mix of commercial mortgages for the property itself, asset finance for the retail and hospitality fit-out, and business loans to cover construction and working capital costs.

Yes. Distilling is an energy-intensive process. We can arrange asset finance for investments in heat recovery systems, biomass boilers, solar panels, and other green technology, where the monthly repayments may be offset by reduced energy bills.

Yes, but greenfield distillery projects typically require substantial equity investment from founders or investors. We can support the debt portion of the funding package, particularly for the tangible assets like stills, tanks, and packaging lines.