Does Sorbus Finance arrange asset finance for Liverpool and Merseyside businesses?

Yes. We serve Liverpool City Region businesses entirely remotely. We are based in Chesterfield and have no Liverpool office, but we arrange hire purchase, finance lease, and business loans for businesses across all Merseyside postcodes (L, CH, WA, PR) and the wider city region. Our remote process covers consultation, application, and documentation without requiring any in-person meetings.

Can Liverpool port logistics businesses access HGV and forklift finance?

Yes. HGVs, trailers, refrigerated trucks, forklift trucks, reach stackers, and other port and warehouse handling equipment are all within scope. We compare terms across dedicated transport finance lenders, typically returning better rates than high-street banks for fleet and specialist vehicle assets.

Is Sorbus Finance regulated?

Yes. Sorbus Finance operates as an Appointed Representative of Moorgate Finance Ltd, which is authorised and regulated by the Financial Conduct Authority. We are an independent broker, not a lender. We arrange finance through FCA-authorised lenders and are not biased toward any lender's product.

UK-wide broker, serving Liverpool City Region businesses remotely

Options from a panel of 150+ lenders, beyond the bank on Exchange Flags

Sorbus Finance is a UK-wide commercial finance broker, based in Chesterfield, helping businesses across the Liverpool City Region access asset finance, hire purchase, and business loans remotely. We have no Liverpool office, but we understand the region's port-led economy, its Freeport incentive zone, and the asset types businesses here need to finance.

As an independent broker, we can consider hire purchase, finance lease, and business loan options from our extensive panel of 150+ UK lenders, including specialist providers. No upfront fees.

01246 383500 Free Finance Health Check

150+ UK lenders on our panelNo upfront broker feesDecision in 24–48 hrsIndependent advice

Finance options for Liverpool businesses

We arrange the full range of commercial finance, matched to the cashflow, asset type, and tax position of your business.

Hire Purchase

Own the asset outright at the end of term. May qualify for capital allowances and keeps it on your balance sheet. Ideal for long-life equipment.

Learn more

Finance Lease

Use the asset for its working life without ownership. Payments may be tax-deductible as a business expense. Suits frequently replaced or high-value equipment.

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Business Loans

Unsecured and secured loans for working capital, growth, or refinancing existing debt without tying the finance to a specific asset.

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Commercial Mortgages

Finance or refinance your business premises, industrial unit, or investment property. Build equity instead of paying rent.

Learn more

Tax information: Sorbus Finance is not a tax adviser. Any references to tax treatment, capital allowances, or tax deductibility on this page are provided for general information only and do not constitute tax advice. Tax treatment depends on your individual circumstances and may be subject to change. Please seek advice from a qualified accountant or tax professional before making any financial or purchasing decisions.

Industries we serve in Liverpool

From established manufacturers to growing SMEs, we understand the asset finance needs of Liverpool City Region businesses. We have lenders who specialise in each sector.

Port Logistics & Liverpool City Region Freeport

The Liverpool City Region Freeport, active since 2022 and expanded in 2025, creates direct incentives for logistics, manufacturing, and distribution businesses to invest in equipment and infrastructure. Freeport-located businesses can access enhanced capital allowances on qualifying assets, making the timing of asset finance decisions more commercially significant. Seaforth Container Terminal, the UK's second largest container port, underpins a significant logistics and warehousing supply chain across the city region. We arrange hire purchase and finance lease for forklift trucks, reach stackers, cold store equipment, and HGV fleets for port-adjacent businesses.

Cold Chain & Food Manufacturing

Liverpool City Region has a substantial food and drink manufacturing base, including major cold chain and chilled distribution operations. Refrigeration systems, blast freezers, cold store racking, temperature-controlled vehicles, and food processing equipment are all assets we regularly finance. We have specialist lenders for cold chain assets who understand the asset class and price it more competitively than generalist lenders.

Maritime & Marine Engineering

Liverpool's maritime heritage translates into an active marine engineering, repair, and ship services sector. Dry dock equipment, engineering fabrication tools, specialist lifting gear, and marine-grade machinery are financed through asset purchase or lease agreements. We work with lenders experienced in marine and maritime assets.

Life Sciences & Health: Knowledge Quarter

Knowledge Quarter Liverpool, anchored by the Royal Liverpool University Hospital, University of Liverpool, and Liverpool School of Tropical Medicine, supports a growing cluster of life science, health tech, and clinical research businesses. Medical and research equipment can be financed through specialist healthcare asset finance lenders on our panel.

Creative, Digital & Media

Liverpool's creative economy, spanning music, film, games, digital agencies, and architectural practices, uses asset finance for studio equipment, post-production hardware, server infrastructure, and specialist software. We work with technology finance lenders who understand shorter asset lifecycles and the working patterns of creative sector businesses.

Construction & Liverpool Waters Regeneration

Liverpool Waters, one of the UK's largest regeneration programmes, and ongoing residential and commercial development across Merseyside sustains contractor demand for plant finance. We arrange hire purchase and finance lease for excavators, telehandlers, powered access equipment, and site vehicles for construction businesses across the city region.

Assets we finance for Liverpool businesses

New or used, single asset or a full fleet. If it has a useful business life, we can usually find a lender for it.

Commercial vehicles & vans

HGVs, tippers & trailers

CNC machinery & lathes

Agricultural tractors & combines

Construction plant & excavators

Forklift trucks & telehandlers

Printing & packaging equipment

Catering & hospitality equipment

IT hardware & servers

Medical & dental equipment

Renewable energy & solar PV

Refrigeration & cold-chain equipment

Engineering & fabrication tools

Modular buildings & site cabins

Crane & lifting equipment

Fleet & specialist vehicles

Why Liverpool businesses choose Sorbus Finance

Freeport-aware asset finance structuring

The Liverpool City Region Freeport creates specific windows for capital investment decisions. We understand how enhanced capital allowances interact with hire purchase and finance lease structures, and we can help you time a deal to maximise the tax efficiency of Freeport-qualifying assets.

Cold chain and logistics specialists

Cold chain and port logistics equipment requires lenders who understand the residual value of refrigeration units, temperature-controlled vehicles, and specialist handling equipment. We have dedicated cold chain and transport finance lenders on our panel, not generic bank loans applied to specialist assets.

Fully remote, decision in 24–48 hours

We serve Liverpool City Region businesses entirely remotely. Video consultation, digital documents, phone. No branch appointments. For most standard asset types we return a credit decision within 24–48 hours of a complete application.

No upfront fees

In almost all circumstances we do not charge a broker fee. Should a broker fee be chargeable you will be made aware clearly in advance and it will be agreed in writing before you proceed. Read our Initial Disclosure.

Who you could speak to

Arran Turner

Managing Director

General commercial finance and how Sorbus works

Profile

Graham Nash

Commercial Finance Director

Business loans, cash flow and wider commercial funding

Profile

STEP 1
A conversation with a broker
You talk to a real Sorbus broker about the business, the purpose and what is affordable. No application at this stage.
STEP 2
Credit placement
If you choose to go further, we prepare the case and decide which lenders on our panel of 150+ are worth approaching.
STEP 3
Lender assessment
The lender, not Sorbus, underwrites and makes the credit decision. Approval is never guaranteed.
STEP 4
Documentation
If a lender offers terms and you accept, we help coordinate agreements and payout paperwork with you.

Every step after the first is optional. You can stop after the conversation. Sorbus is a broker, not a lender.

Client journey · Cleaning services · Asset Finance

Funding Secured for Renault Traffic Van for Cleaning Services Business

Finance was secured at 14.9% APR, and the vehicle was funded within three days. This enabled the customer to replace their existing van well within the two-week deadline and maintain continuity of their cleaning business operations.

Read the anonymised case study

Enquire about Asset Finance: Liverpool

Start with a conversation

Tell us a little about what you need and who you would like to speak to. No obligation, no credit check at this stage. We aim to respond within one business day, Monday to Friday, 9am to 5:30pm.

Your name *

Phone number *

Company name (optional)

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Email address *

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Best time to talk (optional)

A preference, not an appointment. We pass it on where we can. We aim to respond within one business day, Monday to Friday, 9am to 5:30pm. This is an aim, not a guaranteed callback time.

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We will use your details to respond to your enquiry. We may share information with our principal, lenders and service providers where necessary, or where required by law, as explained in our Privacy Policy. Marketing emails are optional and depend on your separate choice.

Prefer to call?

Speak directly to an adviser Monday–Friday, 9am–5:30pm.

01246 383500

Free call. No obligation.

Unique to Sorbus Finance

Optional: Business Finance Health Check

Before applying for asset finance in Liverpool, understand your lending readiness with our free Business Finance Health Check, built for UK SME owners.

Take the short Health Check

Free · No credit check · Not required before you talk

Want the full picture? The full fact-find is longer and also optional.

Email us anytime

hello@sorbusfinance.co.uk

Free. Takes 5 minutes

Know your lending position before you apply

Our Business Finance Health Check scores your Readiness to Lend, business protection, and exit strategy, so you walk into a lender conversation prepared.

Run your free Health Check

Asset finance questions from Liverpool businesses

Common questions we hear from business owners in Liverpool City Region.

Yes, and the timing can be particularly advantageous. The Liverpool City Region Freeport offers enhanced capital allowances on qualifying plant and machinery investments within designated tax sites. Hire purchase agreements allow businesses to claim capital allowances on the asset from day one, which can be highly efficient for Freeport-located businesses. We can talk through the interaction between Freeport incentives and your finance structure, but we'd always recommend confirming the tax treatment with your accountant, as eligibility depends on your specific circumstances.

Cold store racking, blast freezers, refrigeration units, temperature-controlled vehicles, and chilled distribution equipment can all be financed through hire purchase or finance lease. We have specialist cold chain lenders on our panel who understand the asset values and useful lives of refrigeration equipment, and who can price deals more competitively than a generalist bank applying a standard commercial loan rate.

Ready to finance your Liverpool business assets?

Independent broker. An extensive panel of 150+ lenders. No upfront fees. Speak to a specialist today.

01246 383500 Asset finance explained

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