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Asset Finance by equipment type

Gym equipment finance for fitness studios and leisure facilities

Build or refresh a gym, studio, hotel fitness suite, or leisure facility with finance for equipment that supports memberships and revenue. Sorbus Finance compares funding for cardio, strength, functional, and specialist fitness equipment. We can review a single replacement or the full equipment schedule for a new facility.

£5k to £500k+
Typical asset values
0% to 40%
Deposit range
12 to 84
Month terms
From 7.9%
APR

* Subject to credit.

Built around the asset

Finance that reflects how you will use it

We can discuss treadmills, bikes, cross trainers, racks, weights, functional rigs, studio equipment, flooring, and other tangible assets included in a supplier schedule.

Opening a gym or fitness studio
Refurbishing a leisure facility
Adding a functional training area
Replacing cardio or strength equipment

Why businesses use asset finance

Open with more of your budget intact

Spread equipment costs so cash remains available for premises, staff, launch marketing, and member acquisition.

Finance a complete equipment plan

A full supplier quotation can be considered for a new gym, refurbishment, or expansion into a second location.

Plan around equipment cycles

Lease options can suit facilities that want to refresh high-use equipment as member expectations and technology change.

Finance structures

Choose the structure that fits your plans

The right option depends on whether ownership, monthly cost, flexibility, or regular replacement matters most to your business. We will explain the trade-offs before you apply.

Hire purchase

Ownership-focused finance

With hire purchase, the finance company buys the asset and you make fixed monthly payments over an agreed term. Once all payments are made, ownership passes to you, usually after a nominal option-to-purchase fee.

Finance lease

Use the asset without owning it

With a finance lease, the lender retains ownership while your business pays to use the asset over the agreed term. At the end, you can usually extend the lease or sell the asset on the lender’s behalf and retain a share of the proceeds.

Operating lease

Useful for regular upgrades

An operating lease is generally shorter than the asset’s useful life. You return or replace the asset at the end of the term, which can suit equipment that needs regular upgrades. Your accountant can advise on the accounting treatment for your business.

How it works

A straightforward route to an informed decision

01

Tell us about the asset

Share the supplier quote, asset details, price, deposit preference, and how the gym equipment will support your business.

02

We compare suitable lenders

We use the information to approach lenders whose criteria and asset appetite fit the application, rather than sending it everywhere.

03

You choose with context

We explain the available structure, costs, and conditions so you can decide whether the finance works for your business.

Who you could speak to

Arran Turner, Managing Director at Sorbus Finance

Arran Turner

Managing Director

General commercial finance and how Sorbus works

Profile
Graham Nash, Commercial Finance Director at Sorbus Finance

Graham Nash

Commercial Finance Director

Business loans, cash flow and wider commercial funding

Profile
  1. STEP 1

    A conversation with a broker

    You talk to a real Sorbus broker about the business, the purpose and what is affordable. No application at this stage.

  2. STEP 2

    Credit placement

    If you choose to go further, we prepare the case and decide which lenders on our panel of 150+ are worth approaching.

  3. STEP 3

    Lender assessment

    The lender, not Sorbus, underwrites and makes the credit decision. Approval is never guaranteed.

  4. STEP 4

    Documentation

    If a lender offers terms and you accept, we help coordinate agreements and payout paperwork with you.

Every step after the first is optional. You can stop after the conversation. Sorbus is a broker, not a lender.

Client journey

Explore real client journeys

Read how real businesses approached a funding goal, what Sorbus arranged and what happened next.

Browse anonymised case studies
Enquire about Gym equipment finance for fitness studios and leisure facilities enquiry

Start with a conversation

Tell us a little about what you need and who you would like to speak to. No obligation, no credit check at this stage. We aim to respond within one business day, Monday to Friday, 9am to 5:30pm.

A preference, not an appointment. We pass it on where we can. We aim to respond within one business day, Monday to Friday, 9am to 5:30pm. This is an aim, not a guaranteed callback time.

We will use your details to respond to your enquiry. We may share information with our principal, lenders and service providers where necessary, or where required by law, as explained in our Privacy Policy. Marketing emails are optional and depend on your separate choice.

Prefer to call?

Speak directly to an adviser Monday–Friday, 9am–5:30pm.

01246 383500

Free call. No obligation.

Unique to Sorbus Finance

Optional: Business Finance Health Check

Not sure how ready your business is to fund a gym equipment? Our free Finance Health Check highlights strengths and gaps before you apply.

Take the short Health Check

Free · No credit check · Not required before you talk

Want the full picture? The full fact-find is longer and also optional.

Related guidance

See the wider asset finance picture

Our sports and leisure finance page covers gyms, clubs, facilities, and wider sector funding.

Lewis Booker
Your specialist contact

Lewis Booker

Specialist Asset Finance Broker

Lewis helps businesses fund specialist and customer-facing assets while keeping the wider investment plan in view.

Meet Lewis
Questions answered

Common questions about gym equipment finance

Ready to discuss your gym equipment?

Speak to a Sorbus Finance adviser about your asset, budget, and the finance structures available.

01246 383500