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Asset Finance by equipment type

Gym equipment finance for fitness studios and leisure facilities

Build or refresh a gym, studio, hotel fitness suite, or leisure facility with finance for equipment that supports memberships and revenue. Sorbus Finance compares funding for cardio, strength, functional, and specialist fitness equipment. We can review a single replacement or the full equipment schedule for a new facility.

£5k to £500k+
Typical asset values
0% to 40%
Deposit range
12 to 84
Month terms
From 7.9%
APR

* Subject to credit.

Built around the asset

Finance that reflects how you will use it

We can discuss treadmills, bikes, cross trainers, racks, weights, functional rigs, studio equipment, flooring, and other tangible assets included in a supplier schedule.

Opening a gym or fitness studio
Refurbishing a leisure facility
Adding a functional training area
Replacing cardio or strength equipment

Why businesses use asset finance

Open with more of your budget intact

Spread equipment costs so cash remains available for premises, staff, launch marketing, and member acquisition.

Finance a complete equipment plan

A full supplier quotation can be considered for a new gym, refurbishment, or expansion into a second location.

Plan around equipment cycles

Lease options can suit facilities that want to refresh high-use equipment as member expectations and technology change.

Finance structures

Choose the structure that fits your plans

The right option depends on whether ownership, monthly cost, flexibility, or regular replacement matters most to your business. We will explain the trade-offs before you apply.

Hire purchase

Ownership-focused finance

With hire purchase, the finance company buys the asset and you make fixed monthly payments over an agreed term. Once all payments are made, ownership passes to you, usually after a nominal option-to-purchase fee.

Finance lease

Use the asset without owning it

With a finance lease, the lender retains ownership while your business pays to use the asset over the agreed term. At the end, you can usually extend the lease or sell the asset on the lender’s behalf and retain a share of the proceeds.

Operating lease

Useful for regular upgrades

An operating lease is generally shorter than the asset’s useful life. You return or replace the asset at the end of the term, which can suit equipment that needs regular upgrades. Your accountant can advise on the accounting treatment for your business.

How it works

A straightforward route to an informed decision

01

Tell us about the asset

Share the supplier quote, asset details, price, deposit preference, and how the gym equipment will support your business.

02

We compare suitable lenders

We use the information to approach lenders whose criteria and asset appetite fit the application, rather than sending it everywhere.

03

You choose with context

We explain the available structure, costs, and conditions so you can decide whether the finance works for your business.

Enquire about Gym equipment finance for fitness studios and leisure facilities enquiry

Get your personalised quote

Send us your details and one of our advisers will call you back, usually within one business day. No obligation, no credit check.

By submitting you agree to be contacted by Sorbus Finance regarding your enquiry. We never share your details with third parties without consent.

Prefer to call?

Speak directly to an adviser Monday–Friday, 9am–5:30pm.

01246 383500

Free call. No obligation.

Unique to Sorbus Finance

Business Finance Health Check

Not sure how ready your business is to fund a gym equipment? Our free Finance Health Check highlights strengths and gaps before you apply.

Run your free Health Check

Free · No credit check · Instant results

Related guidance

See the wider asset finance picture

Our sports and leisure finance page covers gyms, clubs, facilities, and wider sector funding.

Lewis Booker
Your specialist contact

Lewis Booker

Specialist Asset Finance Broker

Lewis helps businesses fund specialist and customer-facing assets while keeping the wider investment plan in view.

Meet Lewis
Questions answered

Common questions about gym equipment finance

Ready to discuss your gym equipment?

Speak to a Sorbus Finance adviser about your asset, budget, and the finance structures available.

01246 383500