Fund a tipper truck or grab vehicle to take on more work without using all your cash on one purchase. Sorbus Finance compares finance options for new and used tippers across specialist commercial vehicle lenders. The comparison reflects the vehicle’s specification, intended work, age, mileage, and supplier.
* Subject to credit.
We can look at rigid tippers, articulated tippers, grab trucks, 6-wheelers, 8-wheelers, and specialist bodies. The vehicle’s age, mileage, body specification, and intended work all matter.
Spread the purchase cost while retaining funds for fuel, wages, maintenance, and the working capital demands of contracts.
We can compare lenders used to tippers and other specialist vehicles rather than treating the truck like a standard van.
A suitable used tipper may offer a practical route into additional capacity, subject to condition and lender criteria.
The right option depends on whether ownership, monthly cost, flexibility, or regular replacement matters most to your business. We will explain the trade-offs before you apply.
Ownership-focused finance
With hire purchase, the finance company buys the asset and you make fixed monthly payments over an agreed term. Once all payments are made, ownership passes to you, usually after a nominal option-to-purchase fee.
Use the asset without owning it
With a finance lease, the lender retains ownership while your business pays to use the asset over the agreed term. At the end, you can usually extend the lease or sell the asset on the lender’s behalf and retain a share of the proceeds.
Useful for regular upgrades
An operating lease is generally shorter than the asset’s useful life. You return or replace the asset at the end of the term, which can suit equipment that needs regular upgrades. Your accountant can advise on the accounting treatment for your business.
Share the supplier quote, asset details, price, deposit preference, and how the tipper truck will support your business.
We use the information to approach lenders whose criteria and asset appetite fit the application, rather than sending it everywhere.
We explain the available structure, costs, and conditions so you can decide whether the finance works for your business.
Who you could speak to
Aiden Wootton
Construction & Engineering Specialist
Construction, engineering, manufacturing, plant and trades
A conversation with a broker
You talk to a real Sorbus broker about the business, the purpose and what is affordable. No application at this stage.
Credit placement
If you choose to go further, we prepare the case and decide which lenders on our panel of 150+ are worth approaching.
Lender assessment
The lender, not Sorbus, underwrites and makes the credit decision. Approval is never guaranteed.
Documentation
If a lender offers terms and you accept, we help coordinate agreements and payout paperwork with you.
Every step after the first is optional. You can stop after the conversation. Sorbus is a broker, not a lender.
Client journey
Explore real client journeys
Read how real businesses approached a funding goal, what Sorbus arranged and what happened next.
Browse anonymised case studiesTell us a little about what you need and who you would like to speak to. No obligation, no credit check at this stage. We aim to respond within one business day, Monday to Friday, 9am to 5:30pm.
Speak directly to an adviser Monday–Friday, 9am–5:30pm.
01246 383500Free call. No obligation.
Not sure how ready your business is to fund a tipper truck? Our free Finance Health Check highlights strengths and gaps before you apply.
Take the short Health CheckFree · No credit check · Not required before you talk
Want the full picture? The full fact-find is longer and also optional.
Email us anytime
hello@sorbusfinance.co.ukSee our fleet finance guidance for wider HGV, van, trailer, and commercial vehicle funding.
Fleet & Mobility Finance Specialist
Kacper helps operators compare commercial vehicle finance with the vehicle’s operational role and replacement plan in mind.
Meet KacperSpeak to a Sorbus Finance adviser about your asset, budget, and the finance structures available.