Finance new vending machines and route equipment while keeping cash available for stock, location fees, servicing, and growth. Sorbus Finance compares hire purchase and finance lease options for operators across the UK. We consider the machine schedule, supplier, planned locations, and the operator’s trading model.
* Subject to credit.
We can discuss snack and drink machines, coffee vending, chilled equipment, smart vending, payment systems, and related equipment where the asset and business case are suitable for finance.
Add machines to profitable locations while keeping working capital available for stock, servicing, and route costs.
A staged or multiple-asset purchase can be discussed so funding reflects how you plan to expand the route.
We can compare structures around the expected life, technology cycle, and replacement plan for the machines.
The right option depends on whether ownership, monthly cost, flexibility, or regular replacement matters most to your business. We will explain the trade-offs before you apply.
Ownership-focused finance
With hire purchase, the finance company buys the asset and you make fixed monthly payments over an agreed term. Once all payments are made, ownership passes to you, usually after a nominal option-to-purchase fee.
Use the asset without owning it
With a finance lease, the lender retains ownership while your business pays to use the asset over the agreed term. At the end, you can usually extend the lease or sell the asset on the lender’s behalf and retain a share of the proceeds.
Useful for regular upgrades
An operating lease is generally shorter than the asset’s useful life. You return or replace the asset at the end of the term, which can suit equipment that needs regular upgrades. Your accountant can advise on the accounting treatment for your business.
Share the supplier quote, asset details, price, deposit preference, and how the vending machine will support your business.
We use the information to approach lenders whose criteria and asset appetite fit the application, rather than sending it everywhere.
We explain the available structure, costs, and conditions so you can decide whether the finance works for your business.
Who you could speak to
A conversation with a broker
You talk to a real Sorbus broker about the business, the purpose and what is affordable. No application at this stage.
Credit placement
If you choose to go further, we prepare the case and decide which lenders on our panel of 150+ are worth approaching.
Lender assessment
The lender, not Sorbus, underwrites and makes the credit decision. Approval is never guaranteed.
Documentation
If a lender offers terms and you accept, we help coordinate agreements and payout paperwork with you.
Every step after the first is optional. You can stop after the conversation. Sorbus is a broker, not a lender.
Client journey
Explore real client journeys
Read how real businesses approached a funding goal, what Sorbus arranged and what happened next.
Browse anonymised case studiesTell us a little about what you need and who you would like to speak to. No obligation, no credit check at this stage. We aim to respond within one business day, Monday to Friday, 9am to 5:30pm.
Speak directly to an adviser Monday–Friday, 9am–5:30pm.
01246 383500Free call. No obligation.
Not sure how ready your business is to fund a vending machine? Our free Finance Health Check highlights strengths and gaps before you apply.
Take the short Health CheckFree · No credit check · Not required before you talk
Want the full picture? The full fact-find is longer and also optional.
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hello@sorbusfinance.co.ukOur professional services finance page also covers equipment and technology investment for customer-facing businesses.
Specialist Asset Finance Broker
Lewis works with clients funding specialist assets and understands the extra detail needed when equipment generates income across multiple locations.
Meet LewisSpeak to a Sorbus Finance adviser about your asset, budget, and the finance structures available.
