Invoice finance for transport and logistics
Bridging the haulage cashflow gap
Weekly outflows
Fuel cards and drivers require prompt payment. Releasing capital from your invoices helps ensure operations run smoothly.
POD driven
The logistics sector generates clean, signed Proof of Delivery documentation—exactly what lenders need to release funds securely.
Insolvency protection
Protect your margins against the risk of a major retailer or manufacturer collapsing while owing you freight fees.
Managing the Proof of Delivery (POD) process
In transport invoice finance, the speed of funding is heavily dependent on the quality of your POD process.
If a driver drops a load, gets a signature, and instantly uploads a digital POD via a transport management system, the invoice may be funded quickly, subject to facility terms. If you rely on physical paperwork returning to the depot at the end of the week, your funding will be delayed.
Common disallowance risks:
- Damaged goods noted on the POD (leading to a partial dispute).
- Late delivery penalties applied by the customer.
- Missing signatures or illegible paperwork.
Sector-specific limitations
Fuel surcharges
Ensure your invoicing systems clearly separate or define variable fuel surcharges, as unpredictable invoice values can complicate funding.
Concentration risk
Many hauliers rely on one or two major supermarket or manufacturing contracts. If one client represents 70% of your revenue, you must negotiate high concentration limits.
Who you could speak to
- STEP 1
A conversation with a broker
You talk to a real Sorbus broker about the business, the purpose and what is affordable. No application at this stage.
- STEP 2
Credit placement
If you choose to go further, we prepare the case and decide which lenders on our panel of 150+ are worth approaching.
- STEP 3
Lender assessment
The lender, not Sorbus, underwrites and makes the credit decision. Approval is never guaranteed.
- STEP 4
Documentation
If a lender offers terms and you accept, we help coordinate agreements and payout paperwork with you.
Every step after the first is optional. You can stop after the conversation. Sorbus is a broker, not a lender.
Client journey
Explore real client journeys
Read how real businesses approached a funding goal, what Sorbus arranged and what happened next.
Browse anonymised case studiesStart with a conversation
Tell us a little about what you need and who you would like to speak to. No obligation, no credit check at this stage. We aim to respond within one business day, Monday to Friday, 9am to 5:30pm.
Prefer to call?
Speak directly to an adviser Monday–Friday, 9am–5:30pm.
01246 383500Free call. No obligation.
Optional: Business Finance Health Check
Before applying for transport invoice finance, understand your lending readiness, resilience score, and exit strategy, in under 5 minutes.
Take the short Health CheckFree · No credit check · Not required before you talk
Want the full picture? The full fact-find is longer and also optional.
Email us anytime
hello@sorbusfinance.co.ukIn almost all circumstances we do not charge a broker fee. Should a broker fee be chargeable you will be made aware clearly in advance and it will be agreed in writing before you proceed. Read our Initial Disclosure.
Sorbus Finance acts as a credit broker/introducer, not a lender. We can introduce you to lenders on our selected panel and do not search the whole market. We do not provide advice or a recommendation. Lenders determine eligibility, pricing and final terms. We may receive commission from a lender; the amount and method can vary and may affect what you pay. Read our Commission Disclosure and Complaints Procedure.
Frequently asked questions
Common questions from UK businesses about transport & logistics.
Ready to discuss your requirements?
Speak to a Sorbus Finance specialist about a suitable transport & logistics structure for your business. Free, no-obligation comparison across lenders on our selected panel.