Motor yacht finance
in the UK
Marine mortgages, hire purchase, and lease finance for Sunseeker, Princess, Ferretti, Azimut, and beyond
Motor yacht finance occupies a different lending world from car finance. Marine lenders assess vessel type, flag, age, condition, and intended use: charter income, private use, or a combination. We work with dedicated marine underwriters who can fund vessels from 30ft day cruisers to 100ft+ superyachts.
What we do with your enquiry
Shape the proposal
We describe the asset, seller and ownership goal so a lender sees a clear, well-evidenced case.
Compare from our panel
Selected lenders from an extensive panel of 150+, set side by side on deposit, term, any balloon and total cost.
Stay with you to completion
Your broker relays lender questions and our documentation team helps coordinate paperwork if you proceed.
Sorbus is a credit broker, not a lender. Approval, rates and savings are not guaranteed, and a manufacturer or retailer proposal may still suit you best.
Specialist access,
explained by a person
Dedicated marine underwriting
The lenders we access use dedicated marine underwriters who understand vessel residuals, flag state requirements, and survey conventions, enabling better advance levels and faster decisions than generalist funders.
Charter income considered
If you plan to charter the vessel commercially, many lenders can take projected or demonstrated charter income into account when assessing affordability, significantly expanding what's achievable on paper.
UK and international registration
We arrange finance on UK-registered, RYA-surveyed vessels as well as those registered internationally under flags such as Cayman Islands, Gibraltar, and Malta.
Marine finance structures explained
Marine mortgages are the most common structure for higher-value vessels, where the lender takes a first legal charge over the vessel. Hire purchase is common for mid-range motorboats. Both structures result in full ownership at the end of the term.
View our full prestigious finance rangeTerms and pricing depend on the vehicle, applicant, lender and agreement. Ask for a written quote showing the full amount payable before deciding.
How it works
Provide vessel details
Make, model, year of build, current survey, and intended use: private or charter. We'll also need your financial profile to approach lenders accurately.
Marine underwriting
We submit to dedicated marine lenders. Depending on vessel value, a fresh survey may be required before funds are released.
Completion
The lender registers their charge on the vessel. Funds are released to the seller. You take the helm.
Start the conversation about your purchase
Tell us what you're looking to finance and we aim to respond within one business day, Monday to Friday, 9am to 5:30pm. Sending this starts a conversation, not an application, and commits you to nothing.
Start with a conversation
Tell us a little about what you need and who you would like to speak to. No obligation, no credit check at this stage. We aim to respond within one business day, Monday to Friday, 9am to 5:30pm.
Prefer to call?
Speak directly to an adviser Monday–Friday, 9am–5:30pm.
01246 383500Free call. No obligation.
Optional: Business Finance Health Check
Before applying for motor yacht finance, understand your lending readiness, resilience score, and exit strategy, in under 5 minutes.
Take the short Health CheckFree · No credit check · Not required before you talk
Want the full picture? The full fact-find is longer and also optional.
Email us anytime
hello@sorbusfinance.co.ukQuestions answered
Finance your next motor yacht
Independent marine finance specialists. Dedicated underwriters. No upfront fees.