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Independent broker · £130k+ purchases

High-value asset finance for serious equipment purchases

This hub focuses on business purchases budgeted at £130,000 or more, including machinery, vehicle and plant projects around £1m and beyond. Those figures describe the purchases we focus on here; they are not eligibility thresholds, a price for every machine, or an approved funding range.

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Asset guides

Choose your asset

Construction and infrastructure

Large excavator financeExplore funding for large excavators and 25–50 tonne machines. Understand attachments, used plant checks, valuations and contract-backed business cases.Mobile and crawler crane financeDiscuss new and used mobile or crawler crane finance. Understand lifting configuration, inspections, valuation, deposits and the commercial case lenders assess.
Heavy-duty telehandler financeIn preparation
Specialist access platform and high-reach vehicle financeIn preparation

Engineering and manufacturing

Five-axis CNC machining centre financeExplore finance for new and used five-axis CNC machining centres. Understand tooling, installation, lender checks and ownership before making an enquiry.Industrial fibre laser cutting machine financePlan finance for an industrial fibre laser cutter, including automation, extraction and installation. New and used equipment assessed with your business case.Automated production line and packaging machinery financePlan finance for automated production and packaging lines. Separate machinery, integration and staged supplier payments before committing to an installation.
Industrial injection moulding machine financeIn preparation
Industrial robotic automation cell financeIn preparation
Commercial printing press financeIn preparation
Industrial refrigeration and cold-storage system financeIn preparation

Transport and passenger vehicles

New HGV tractor unit financeDiscuss funding for new HGV tractor units and fleet replacements. Compare ownership and leasing considerations, operating costs, supplier quotes and lender checks.
Coach and luxury touring coach financeIn preparation

Agriculture

Combine harvester financeExplore combine harvester funding, including used machines, headers, seasonal cash flow and valuation. Prepare a clear enquiry before committing to purchase.
Self-propelled agricultural sprayer financeIn preparation

Specialist assets

Business aircraft and turboprop financeIn preparation
Commercial vessel and eligible marine asset financeIn preparation
High-value specialist material-handling equipment financeIn preparation
Finance structures

How high-value assets are usually funded

Hire purchase
You pay instalments and title normally passes to the business only once all contractual payments, and any option-to-purchase fee, have been paid.
Finance lease
The funder owns the asset and you rent it for the agreed term. There is no automatic transfer of ownership; end-of-term options depend on the agreement.
Operating lease
Only possible where a funder will take a residual value view on the asset. Return conditions, hours or usage limits usually apply.
Refinance / sale and HP back
Releasing capital from equipment you already own may be considered, subject to valuation and the funder's criteria.

VAT treatment and capital allowances vary by structure and business. Ask your accountant before relying on any tax position.

New equipment checks

Get the full specification, delivery date and any staged-payment terms from the supplier before speaking to funders.

Used equipment checks

Age, hours, service history and provenance shape what a funder will consider. An independent inspection may be requested.

Multiple quotes equipment checks

For projects across several suppliers, collect each quote separately so funders can see what is being financed and when.

Who you could speak to

Arran Turner, Managing Director at Sorbus Finance

Arran Turner

Managing Director

General commercial finance and how Sorbus works

Profile
Graham Nash, Commercial Finance Director at Sorbus Finance

Graham Nash

Commercial Finance Director

Business loans, cash flow and wider commercial funding

Profile
  1. STEP 1

    A conversation with a broker

    You talk to a real Sorbus broker about the business, the purpose and what is affordable. No application at this stage.

  2. STEP 2

    Credit placement

    If you choose to go further, we prepare the case and decide which lenders on our panel of 150+ are worth approaching.

  3. STEP 3

    Lender assessment

    The lender, not Sorbus, underwrites and makes the credit decision. Approval is never guaranteed.

  4. STEP 4

    Documentation

    If a lender offers terms and you accept, we help coordinate agreements and payout paperwork with you.

Every step after the first is optional. You can stop after the conversation. Sorbus is a broker, not a lender.

Client journey

Explore real client journeys

Read how real businesses approached a funding goal, what Sorbus arranged and what happened next.

Browse anonymised case studies
Enquire about High-Value Asset Finance

Start with a conversation

Tell us a little about what you need and who you would like to speak to. No obligation, no credit check at this stage. We aim to respond within one business day, Monday to Friday, 9am to 5:30pm.

A preference, not an appointment. We pass it on where we can. We aim to respond within one business day, Monday to Friday, 9am to 5:30pm. This is an aim, not a guaranteed callback time.

We will use your details to respond to your enquiry. We may share information with our principal, lenders and service providers where necessary, or where required by law, as explained in our Privacy Policy. Marketing emails are optional and depend on your separate choice.

Prefer to call?

Speak directly to an adviser Monday–Friday, 9am–5:30pm.

01246 383500

Free call. No obligation.

Unique to Sorbus Finance

Optional: Business Finance Health Check

Before applying for high-value asset finance, understand your lending readiness, resilience score, and exit strategy, in under 5 minutes.

Take the short Health Check

Free · No credit check · Not required before you talk

Want the full picture? The full fact-find is longer and also optional.

Sending this is an enquiry, not a finance application or approval. Research checked 21 October 2026.

01246 383500