Car finance for professional cricket players
Sorbus Finance helps professional cricket players explore car finance with a broker to explain seasonal income and identify relevant lender options. We support company enquiries and personal enquiries where you meet the high-net-worth criteria. All finance is subject to eligibility checks, status and lender criteria.
Broker support to help you move forward
Access to relevant lenders, help presenting your circumstances and a broker to explain the next step: that is the value Sorbus brings to your enquiry.
Personal borrowing is a separate route from company finance. Sports professionals who meet the high-net-worth criteria may enquire personally, subject to eligibility checks and lender criteria. Sporting status alone does not establish eligibility.
Bring your car plans to a broker, not just one lender
With Sorbus Finance, you can discuss the car you want alongside the way your cricket income works. We identify relevant lenders from our extensive panel of 150+ lenders, according to the borrower, vehicle and lender criteria. That gives you a broker-led starting point beyond a single finance offer, without assuming every lender in the wider panel serves this market.
The team can help bring contracted salary, match fees, coaching, sponsorship and domestic or overseas playing agreements into a clear case. You do not have to describe seasonal receipts as a permanent salary to begin the conversation. We help explain which income is received, which is contracted and which remains uncertain, so a relevant lender can assess the actual position.
Explore repayments with the whole season in mind
We help you consider the finance options against a full year of receipts and commitments, not just a busy period of playing income. The conversation can cover the cash you want to retain, travel and professional costs, and quieter months. Car payments continue outside the playing season, so an expected new contract or selection should not be treated as confirmed repayment income.
The term, deposit and any balloon payment have to make sense together. A deposit reduces the borrowing but also reduces cash available elsewhere. A balloon leaves an amount due later, and neither a future playing contract nor a particular resale value should be assumed to cover it.
Understand the available borrowing routes
A company application is assessed on the company’s own position and the vehicle’s business purpose. A salary paid to you personally is not company turnover simply because you direct a company. Commercial agreements, coaching or other receipts should be attributed to the entity that actually receives the money.
A personal finance enquiry can also be considered where you meet the high-net-worth criteria for the relevant Prestige route. The team must check the applicable requirements and evidence before an application. An enquiry selection does not confirm a high-net-worth exemption or promise acceptance. Speak to your accountant or tax adviser about the right structure for you.
Give overseas income a clear place in the case
If your income includes an overseas playing agreement, we can help explain the contracting parties, currency, payment timing and borrower receiving the funds. Understanding these points before approaching a lender helps keep the conversation focused on relevant options. An overseas agreement is not automatically assessed in the same way as a continuing UK salary.
Residence, credit history and the practical use of the vehicle can also affect which finance options are available. A move abroad or a period playing overseas may create questions about keeping or using a financed car outside the UK. Check the agreement and obtain any required lender permission before making arrangements.
Less guesswork about the next step
Start with a conversation rather than trying to assemble a complete application on your own. Tell us who would borrow, whether income is mainly contracted or seasonal, and the vehicle or budget you have in mind. We can discuss the possible routes and explain what a relevant lender may need, helping you prepare the next step with a clearer purpose.
Please do not send passport details, bank information, signed contracts or salary documents through the short form. After a conversation, the team can explain what a suitable lender may need and the appropriate way to provide it. Advisers should use their own contact details and confirm the client’s permission before sharing detailed information.
Speak to Sorbus about the car you want
Our Ferrari and Porsche guides can help you explore the marque-specific considerations, while the Sorbus team can focus on your own requirement. Bring us a vehicle you are considering or simply the kind of car and budget you have in mind. We can discuss relevant finance options before you commit to a purchase.
Make an initial enquiry to put your plans in front of a broker who can explain the next steps. There is no credit search or obligation at this stage. If a renewal is uncertain or the proposed commitment needs adjusting, we will explain that openly; our role is to help you understand the possibilities, not promise an outcome.