Exit Strategy

How exit strategy works

Possible exits include a sale, longer-term refinance or another credible source of funds. The lender examines timing, conditions, valuation and the borrower’s ability to execute the plan, including what happens if assumptions fail.

Practical UK business example

A bridge is intended to be repaid by a property sale. The borrower considers realistic marketing time, selling costs and an alternative if completion is delayed.

Illustrative example only; not a finance quotation or a client case study.

Why it matters

A robust exit reduces reliance on a last-minute extension or unconfirmed refinance and is central to assessing short-term affordability.

Limitations and common misconceptions

An intention to refinance is not an approved replacement facility. Future lending criteria, property values and the borrower’s circumstances can change before the exit date.

Explore property finance to discuss how the structure relates to your business.