Broker-built planning support
Interactive tools for business finance.
Sorbus Finance brings together 21 free interactive tools across 6 areas: business borrowing, fleet payments, running costs, budget and replacement planning, start-up finance and business readiness. Our broker-built tools help you understand your choices, not predict approval. Results are indicative, not quotes or credit decisions. Use them independently or talk the figures through with a Sorbus broker.
- tools in total
- 21tools in total
- open without details
- 14open without details
- ask for details first
- 7ask for details first
- planning areas
- 6planning areas
Find the right tool
Showing 21 of 21 tools
Business borrowing
OpenAsset Finance Calculator
Illustrate monthly payments for a business equipment purchase.
- You get:
- An illustrative payment, subject to underwriting and lender terms.
- Access:
- Open tool
Business borrowing
OpenBusiness Loan Calculator
Explore how loan size and term affect estimated monthly repayments.
- You get:
- An illustrative repayment, not an offer or confirmed interest rate.
- Access:
- Open tool
Business borrowing
OpenProperty Payment Calculator
Model indicative payments when planning a business property purchase.
- You get:
- A planning estimate; the lender confirms rates and terms.
- Access:
- Open tool
Finance payments
OpenHire Purchase Calculator
HP repayments for commercial fleets
- You get:
- HP repayments for commercial fleets
- Access:
- Open tool
Finance payments
OpenHGV Finance Calculator
Lorries, rigids and artic units
- You get:
- Lorries, rigids and artic units
- Access:
- Open tool
Finance payments
OpenVan Fleet Calculator
HP costs for vans and LCVs
- You get:
- HP costs for vans and LCVs
- Access:
- Open tool
Finance payments
OpenHP vs Finance Lease
Compare funding structures side by side
- You get:
- Compare funding structures side by side
- Access:
- Open tool
Running costs
OpenEV Fleet Savings
EV vs diesel total cost of ownership
- You get:
- EV vs diesel total cost of ownership
- Access:
- Open tool
Running costs
OpenCost Per Mile
Pence-per-mile fleet breakdown
- You get:
- Pence-per-mile fleet breakdown
- Access:
- Open tool
Running costs
OpenDepreciation Calculator
Straight-line and declining balance
- You get:
- Straight-line and declining balance
- Access:
- Open tool
Budget & replacement
OpenFleet Budget Planner
Work back from a monthly budget
- You get:
- Work back from a monthly budget
- Access:
- Open tool
Budget & replacement
OpenVehicle Replacement Planner
Score which vehicles to replace first
- You get:
- Score which vehicles to replace first
- Access:
- Open tool
Budget & replacement
OpenCompany Car Decision Tool
Director car funding routes compared
- You get:
- Director car funding routes compared
- Access:
- Open tool
Start-up finance
Details neededStartup Costs Calculator
Estimate what you need to launch
- You get:
- Estimate what you need to launch
- Access:
- Contact details required to unlock
Start-up finance
Details neededLoan Affordability Checker
Repayments you can comfortably carry
- You get:
- Repayments you can comfortably carry
- Access:
- Contact details required to unlock
Start-up finance
Details neededFunding Gap Calculator
Savings vs launch costs
- You get:
- Savings vs launch costs
- Access:
- Contact details required to unlock
Start-up finance
Details neededCashflow Planner
Map your first twelve months
- You get:
- Map your first twelve months
- Access:
- Contact details required to unlock
Start-up finance
Details neededStart-Up Readiness Checker
Review your preparation before approaching lenders.
- You get:
- A preparation checklist, not a lending decision.
- Access:
- Contact details required to unlock
Budget & replacement
OpenFleet Finance Eligibility Checker
Explore the business factors that may affect fleet funding.
- You get:
- Indicative guidance; lenders assess each application.
- Access:
- Open tool
Business readiness
Details neededBusiness Finance Health Check
Work through your business circumstances and funding requirements.
- You get:
- A finance-readiness report to discuss with Sorbus.
- Access:
- Business and contact details required
Business readiness
Details neededVehicle Finance Check
Explore vehicle funding using your purchase and business details.
- You get:
- An indicative result, not a quotation or approval.
- Access:
- Business and contact details required
What the results can and cannot tell you
- 1
Indicative, not a quote
Figures depend on the inputs you give. Actual rates, terms and approval are set by lenders after assessment.
- 2
Some tools unlock with details
Start-up tools need contact details before they open. The Health Check and Vehicle Finance Check also ask about your business.
- 3
A broker reads it with you
Bring your result to a conversation. Sorbus is an independent broker, not a lender, and works across a range of finance providers.
Questions about the tools
Are these tools a quote or a lending decision?
No. Every result is indicative and designed to help you plan. Lenders assess each application on its own merits, and nothing is submitted to a lender without your agreement.
Why do some tools ask for contact details?
The start-up planners and readiness checks ask for contact details before they unlock, and the Health Check and Vehicle Finance Check ask for business details too. Each card shows what is needed before you open it.
Do I need to use a tool before speaking to a broker?
No. The tools are optional. You can call 01246 383500 or send a short enquiry and a Sorbus broker will talk through your options with you.
Will my inputs be saved if I switch tools?
Do not assume so. Moving to another tool may clear what you have entered, so note any figures you want to keep before switching.
Not sure which tool fits? Ask a broker.
Tell us what you are trying to work out, or call 01246 383500. A first conversation does not commit you to anything.