Classic car finance
done properly
Specialist hire purchase and secured lending for investment-grade classic and historic vehicles
Classic car finance sits in a specialist niche. Most mainstream lenders won't touch a 1965 Ferrari 275 GTB or a pre-war Bentley because they don't understand how to value them. We work with lenders who do, including those who assess on current market value rather than depreciated book value.
What we do with your enquiry
Shape the proposal
We describe the asset, seller and ownership goal so a lender sees a clear, well-evidenced case.
Compare from our panel
Selected lenders from an extensive panel of 150+, set side by side on deposit, term, any balloon and total cost.
Stay with you to completion
Your broker relays lender questions and our documentation team helps coordinate paperwork if you proceed.
Sorbus is a credit broker, not a lender. Approval, rates and savings are not guaranteed, and a manufacturer or retailer proposal may still suit you best.
Specialist access,
explained by a person
Market value lending
Our specialist lenders assess your car at current market value, not a depreciated book value, which often means significantly better advance levels on investment-grade vehicles.
Pre-war to 1990s
We've arranged finance on vehicles ranging from 1930s open-top tourers through to 1980s Group B rally cars. If it has investment-grade provenance, we can almost always find a solution.
Insurance & storage support
Many classic car lenders require agreed-value insurance and appropriate storage. We can introduce you to specialist classic car insurers and storage facilities that satisfy underwriting requirements.
Finance structures for classic and historic vehicles
Classic car finance typically uses hire purchase, giving straightforward, clean ownership at the end of the term. Larger collections or higher-value pieces can sometimes be structured under a single secured facility.
View our full prestigious finance rangeTerms and pricing depend on the vehicle, applicant, lender and agreement. Ask for a written quote showing the full amount payable before deciding.
How it works
Asset appraisal
We'll ask for the vehicle's history, current valuation, and restoration or service records. An independent appraisal may be needed for higher-value pieces.
Specialist lender matching
We approach lenders who understand marque-specific residual values and can make a sensible credit decision on investment-grade vehicles.
Completion
Funds go to the seller once accepted. We handle all paperwork and ensure the lender's security interest is properly registered.
Start the conversation about your purchase
Tell us what you're looking to finance and we aim to respond within one business day, Monday to Friday, 9am to 5:30pm. Sending this starts a conversation, not an application, and commits you to nothing.
Start with a conversation
Tell us a little about what you need and who you would like to speak to. No obligation, no credit check at this stage. We aim to respond within one business day, Monday to Friday, 9am to 5:30pm.
Prefer to call?
Speak directly to an adviser Monday–Friday, 9am–5:30pm.
01246 383500Free call. No obligation.
Optional: Business Finance Health Check
Before applying for classic car finance, understand your lending readiness, resilience score, and exit strategy, in under 5 minutes.
Take the short Health CheckFree · No credit check · Not required before you talk
Want the full picture? The full fact-find is longer and also optional.
Email us anytime
hello@sorbusfinance.co.ukQuestions answered
Finance your classic, the right way
Speak to a specialist who understands the market you're buying in. Independent, with an extensive lender panel and no upfront fees.