Google Review
"I contacted Arran when I was thinking about leasing a car and can honestly say the process and service was impeccable. I told Arran everything I required in a car for my business a…"
Rachel Lee
Car Leasing
Fast Asset Finance
Need equipment finance fast? Straightforward deals can be decided within 24–48 hours
Sorbus Finance's dedicated in-house credit placement and documentation teams pre-package applications so lenders can decide quickly — with funds often released within days for straightforward vehicle or equipment deals.
Call us now for the fastest route to a decision: 01246 383500
Typical turnaround times
24–48 hours
Decision
For standard vehicles and equipment under £100k with clean credit and established trading history.
2–5 days
Funds released
From enquiry to money in the supplier's account for fast-track, straightforward cases.
1–2 weeks
Complex deals
Larger amounts, specialist assets, refinance, or cases requiring additional underwriting.
Speed factors
What makes a deal fast-track?
The fastest decisions share a few common characteristics. Understanding them helps you prepare.
Deal size under ~£100,000
Smaller ticket deals move through credit systems faster. Many lenders have automated decisioning below certain thresholds.
Established trading history
Two or more years of trading with filed accounts removes a significant underwriting variable and enables faster decisions.
Standard asset types
Commercial vehicles, standard plant equipment, and known machinery types are assessed quickly. Unusual or specialist assets take longer to value and underwrite.
Documents ready from day one
Bank statements, accounts, and ID provided immediately means our documentation team can pre-package the application before it even reaches the lender.
Clean or near-clean credit
Credit searches return quickly for clean files. Adverse credit cases can still be placed quickly but may require more lender selection.
Quick-turnaround lender match
Different lenders are faster for different asset types at different times. Our panel of 150+ lenders includes a range of providers, and we can identify those whose likely timelines may fit your deal.
The process
From enquiry to funded in three steps
Step 1
Enquire
Call us on 01246 383500 or submit the form below. Lewis or Arran will call back quickly — we prioritise urgent cases.
Step 2
Credit team places the deal
Our dedicated in-house credit placement team identifies an appropriate lender from our panel of 150+ and pre-packages the application for submission.
Step 3
Funds released
Our documentation team handles the paperwork end-to-end, chasing lenders on your behalf. For fast-track cases, funds reach the supplier within days.
When speed matters most
Common urgent finance scenarios
These are the situations where fast asset finance makes the difference between a business continuing to operate and one that can't.
Equipment breakdown
A van, machine, or key piece of equipment has failed. You need a replacement or repair funded now to keep operations running and customers served.
Won a contract with a start date
You've landed the contract but don't have the equipment to start. Finance needs to be in place before your first day on site.
Time-limited auction purchase
You've found the right asset at auction but the payment window is tight. Auction finance has specific timelines — we know how to work within them.
Who you could speak to
- STEP 1
A conversation with a broker
You talk to a real Sorbus broker about the business, the purpose and what is affordable. No application at this stage.
- STEP 2
Credit placement
If you choose to go further, we prepare the case and decide which lenders on our panel of 150+ are worth approaching.
- STEP 3
Lender assessment
The lender, not Sorbus, underwrites and makes the credit decision. Approval is never guaranteed.
- STEP 4
Documentation
If a lender offers terms and you accept, we help coordinate agreements and payout paperwork with you.
Every step after the first is optional. You can stop after the conversation. Sorbus is a broker, not a lender.
Client journey
Explore real client journeys
Read how real businesses approached a funding goal, what Sorbus arranged and what happened next.
Browse anonymised case studiesEnquire about Same-Day Asset Finance
Start with a conversation
Tell us a little about what you need and who you would like to speak to. No obligation, no credit check at this stage. We aim to respond within one business day, Monday to Friday, 9am to 5:30pm.
Prefer to call?
Speak directly to an adviser Monday–Friday, 9am–5:30pm.
01246 383500Free call. No obligation.
Unique to Sorbus Finance
Optional: Business Finance Health Check
Not urgently in need but want to know your lending position before you need it? Our free Finance Health Check takes under 5 minutes.
Take the short Health CheckFree · No credit check · Not required before you talk
Want the full picture? The full fact-find is longer and also optional.
Email us anytime
hello@sorbusfinance.co.ukGoogle Reviews
What our clients say
4.9/5— Verified Google Reviews
Google Review
"Arran and the team at Sorbus Finance were fantastic with the all round process. Not only did they make my life easy in purchasing a car, but took the stress away from me with the w…"
Alex Pugh
Vehicle Finance
Google Review
"Thank you Arran and team for your excellent service in sourcing and arranging my lease car — a VW Tiguan. The whole process, thanks to yourselves, was made so much easier and stres…"
Catherine Wenborn
Lease Car — VW Tiguan
Fast asset finance — your questions answered
What businesses in a hurry most commonly ask us.
Decisions in 24–48 hours
In a hurry? Call us now.
Lewis or Arran will pick up personally and prioritise urgent cases.